Getting Prequalified For A Home Loan

Dated: 09/29/2016

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Speaking to a lender and getting pre-qualified is probably one of the most critical first steps you can take when preparing to buy or refinance your home. Its a pretty basic list of items needed but the sooner you start putting it together the sooner you lender can either get you pre-qualified or help with a plan to get you qualified at the best rate.  I work with a number of local lenders and can introduce you to some great professionals that can help you achieve your goals. To see a list of some of the lenders I work with in our area click here

Here is the list of paperwork to gather together:

Copies of your federal tax returns ( 1040’s) with all pages and schedules for 2014 and 2015 along with the W2’s and 1099’s for those same years.

Copies of 2 months bank statements and investment/retirement accounts. The copies need to include all pages even if advertising or other junk appears on them.

Copy of drivers license.

Copy of Social Security Cards or Passport

Copy of the most recent mortgage payment statement

Copy of insurance declarations page that shows the premium amount and the renewal dates.

Most recent pay stubs 

Ken Bryant is a Real Estate Broker with REMAX Parkside in Paso Robles, California. He’s passionate about earning the trust of his clients and helping them find the right home or property. Ken is a 5 Star Zillow Premier Agent and is recognized by the National Association of Realtors as a Short Sale and Foreclosure Resource. In addition to working with individuals and families, Ken specializes in vineyard, hospitality, and investment properties. 

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Ken Bryant

My name is Ken Bryant and I’d like to take a moment to tell you a little about myself. I’m a Realtor® with REMAX Parkside Real Estate in Paso Robles, California. I began my real estate career....

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